IB&C makes insurance simple. We believe that while insurance can be complex, it doesn’t need to be presented that way. Let’s sit down and have a real conversation about your needs. When we have this chance to listen to you, we’re able to deliver the information you care about in clear, simple terms. And once you have a policy, that’s just the start of our relationship. When the time comes to renew, we’ll be there with you to re-evaluate and be sure that it’s meeting your needs. We are here to help you, every step of the way.

IB&C Insurance Services is the leading independent insurance broker in the Grass Valley and central California region, including:

  • Nevada City
  • Penn Valley
  • Auburn
  • Roseville
  • Rocklin
  • Yuba City
  • Marysville

We serve thousands of individuals and business owners, providing a wide variety of policies through 100 trusted insurance companies nationwide, including business insurance, life insurance, and homeowner’s insurance.

Why IB&C? We’re the Local Insurance Brokers You Would Actually Grab Coffee With!

We’re of the notion that real, thorough conversations are much more beneficial for the long-term satisfaction of our clients.

With IB&C, you can expect genuine, face-to-face service throughout our relationship. In our experience, engaging in in-person conversations with our customers fosters more value for the customer and allows our insurance brokers to get a better feel for the needs, concerns, and priorities of our customers.

Of course, we’re always available to discuss policy information over the phone or through email, whichever is more convenient for you.

The relationships we’ve built over the years with our clients mean the world to us. We’ve watched young newlyweds come to us for homeowner’s insurance and then come back over the years with a fully grown family needing auto insurance for their teens. Taking care of these insurance details for your family make our work meaningful, and we’re grateful for the customers who have chosen us to be part of their story.

Find the Insurance You Need With the Help of IB&C

Our life’s work is to provide reliable coverage to protect you, your family, and your business from the unexpected turns on life’s bumpy road. Browse our top services below.


Business Liability Insurance Icon

Business Liability Insurance

While you may have dotted your i’s and crossed your t’s, life still has a way of surprising you. Be prepared for anything with business liability insurance. Contact one of our experienced business insurance brokers to get started.

Learn More About Business Liability Insurance.

Commercial Property Insurance Icon

Commercial Property Insurance

As a business owner, one of our worst fears is witnessing irreparable property damage from a wildfire, flood, or robbery. Take the proactive approach and invest in commercial property insurance. Our property insurance brokers will work with you to find appropriate policies for your situation.

Learn More About Commercial Property Insurance.

Workers' Comp Icon

Workers’ Comp

Protect your employees and your business reputation. Find comprehensive workers’ comp policies with the help of IB&C insurance brokers. Looking for a little extra help in ensuring safety at your business? We can point you to insurance companies that offer specific safety training, which can also help to lower rates even further!

Learn More About Workers’ Comp

Small Business Health Insurance Icon

Small Business Health Insurance

One of the most valuable benefits you can provide your employees is health insurance. Of course, as a small business owner, cost and paperwork can make this easy to postpone. But small business health insurance could help you retain employees and keep them happy. The investment is worth it. Talk to one of our business health insurance brokers today to find a policy that makes sense for your business.

Learn More About Small Business Health Insurance

Learn About Our Other Business Insurance Products

Business Health Insurance Icon

Business Health Insurance

Business Auto Insurance Icon

Business Auto Insurance

Directors and Officers Insurance Icon

Directors and Officers Insurance

Employers’ Practices Insurance Icon

Employers’ Practices Insurance

Lessor’s Risk Insurance Icon

Lessor’s Risk Insurance

Grocer Insurance Icon

Insurance for Grocers

brewery icon

Insurance for Breweries


Life Insurance Icon

Life Insurance

Life insurance is easily the most love-driven type of insurance policy you can get. Take care of your loved ones and your affairs while you’re healthy. Talk with one of our experienced Life Insurance agents today to learn about the details of each policy and to find the best-fit option for your unique situation.

Learn More About Life Insurance

Homeowner’s Insurance Icon

Homeowner’s Insurance

Your home can be your greatest asset, so protect it with homeowner’s insurance. We work with several home insurance companies who cover high-risk homes, condos, and mobile or modular homes–and we know exactly how to qualify for lower rates. Contact our home insurance brokers today to find a policy that’s right for you.

Learn More About Homeowner’s Insurance

Medicare Icon


Feeling overwhelmed with all the Medicare choices? Toss those advertisements aside and let IB&C simplify the whole process with easy explanations for all of your options. Together we can review policy options A, B, and D, Advantage plans (Part C), and supplement plans such as F, G, and N to find the right one for you.

Learn More About Medicare Supplement Plans

Umbrella Insurance Icon


Before you get sued in today’s litigious society, make sure your assets are protected. An umbrella insurance policy is easy to purchase, not very costly and can protect you from a wide range of vulnerabilities beyond what your home, car, boat or other insurance policies likely provide.

Umbrella Insurance

Learn About Our Other Personal Insurance Products

Individual Health Insurance Icon

Individual Health Insurance

Car Insurance Icon

Car Insurance

Disability Insurance Icon

Disability Insurance

Condo Insurance Icon

Condo Insurance

Long Term Care Insurance Icon

Long Term Care Insurance

Renters Insurance Icon

Renters Insurance

RV and Boat Insurance Icon

RV and Boat Insurance

IB&C knows insurance and works diligently to connect people with policies that will benefit them for decades to come. We proudly serve individuals and families throughout Grass Valley, Nevada City, Penn Valley, Auburn, Roseville, Rocklin, Yuba City, and Marysville.

Request a Quote

Call IB&C at 530-272-1234 or Request a Quote.

Or, stop by at 1105 Sutton Way in Grass Valley, CA.

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