As a renter there is no less a feeling of home or saftey than your place. Renters coverage helps protect that good feeling of coming home.
If you rent an apartment you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under the landlord’s policies.
Also included with Renters coverage is Liability coverage for you protection.
May we strongly suggest you purchase an Umbrella Liability policy in addition to any Insurance program you may currently have.